You can't build wealth until you have something to invest and in order to have something to invest you have to get out of debt.
Debt is the most aggressively marketed product on the planet..and for good reason. There is a lot of profit in it! Banks know they can make a fortune in interest rates and late fees by convincing you that you can't do without owning a credit card or taking out other loans for that new car, that plasma TV or the motorcycle or new car... all of which you can't afford. If you could, you would be paying cash, not using credit.
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